HVAC Financing for Clarksville, TN & Surrounding Areas

Optimus financing logo

The All-in-One Financing & Leasing Platform

Designed for every Home Improvement and HVAC contractor, from a single person shop to the largest mega dealers, OPTIMUS is the platform to help you become more profitable.

OPTIMUS, the exclusive finance platform from EGIA Finance, leads the industry in consumer finance and lease-to-own connectivity with one-on-one support. We provide in-depth contractor finance training, a finance call center for program related questions, and on-going sales consultations at no cost to you.

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Okinus credit solutions logo

Okinus Flexible Lease-Purchase Options

At Okinus, our goal is to provide families with easy access to fast, flexible options to lease-purchase high-quality merchandise at an affordable price while rebuilding credit.

Did your HVAC unit finally give out during the summer months?

We can help. The good news is you finally have instant access to bring home what you want when you need it – with no credit needed financing.

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Atwood rentals hvac logo

The Atwood Rent-to-Own Difference

Are you still on the fence about rent-to-own heating and air programs? Here are some more reasons why you should consider Atwood Rentals HVAC.

  • Priority Service!
  • Installation & Old Equipment Removal Included.
  • Five and Ten Year Parts and Labor Warranties.
  • No Credit Check!
  • No Hidden Charges! We Make the Process Black and White!

You have the option to transfer the rental if you sell your house.

Apply Now For Rent-to-Own HVAC
FTL Finance logo


Get everything you want from your home- improvement project and more by handling your expenses the smart way — with FTL Finance.


  • Fast and easy application
  • Approvals based on your financial situation, not just your credit score
  • No prepayment penalties
  • No default rate for missed payments
  • Committed support team
  • Online account management and payment options
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Our Latest News

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December 12, 2021Read More
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November 18, 2021Read More

Why Choose Us

Veteran, Family, & Christian Owned
Decades of First-Hand Industry Experience
NATE-Certified Technicians
Reliable & Trustworthy

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We Proudly Serve the Following Areas

Cumberland Heights, TN
Pembroke, KY
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